In matters of the heart, many singles are focused on finding the “right person.” Typically, the most appealing and compatible traits of their ideal,
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How to Create a Financial Plan
Financial planning is mapping out income, expenses, healthcare, taxes, etc., to help make informed investment and financial decisions. The main
What is Your Personal Savings Rate?
Saving money is one of those necessary burdens of life. We all know we should probably be saving more, but there are bills due and unexpected expenses
How to Pay Lower Real Estate Fees
Selling your home can be expensive, with costs adding up quickly. But one of the most significant costs, real estate agent fees, isn’t set in stone.
How Does Mortgage Forbearance Work?
No one buys a home with an expectation to ever request a mortgage forbearance on it. But the reality is, when you buy a home you’re typically locking
Top 5 Retirement Friendly States
There is no doubt that planning for retirement is complex and requires several major decisions. As retirement nears, people often have many concerns
Understanding Bank Certificate of Deposits (CDs)
A certificate of deposit, or CD, is a type of savings account found at commercial banks and credit unions. You lend money to the bank, in return you
What to Know Before Refinancing Your Mortgage
Refinancing your mortgage replaces your current home loan with a new one. The most common reason to refinance is to reduce the interest rate on the
What is a Cash-Out Refinance?
For many Americans, their home is the biggest asset on their personal balance sheet. However, real estate is highly illiquid, meaning it's not quick