You've worked hard for months, and finally, you're getting a well-deserved raise. First, you're going to treat your spouse to a nice dinner, then
How to Start Paying Off Your Debt Immediately
No one enjoys being in debt. Making monthly payments to lenders is painful, especially when you're still years from paying off your loans. But a
How to Fix an Error on Your Credit Report
Not to be confused with your numerical credit score, your credit report contains the detailed personal and credit information used to generate your
How to Get Pre-Approved for a Home Loan
From beginning to end, the home buying experience can be unsettling, intimidating and confusing. There are various ‘tests’ along the way that you must
Lending Money to Your Adult Kids
Your child looked to you for help and assistance from the moment they came into this world. You’ve lived up this request, raised your child, supported
What is a Home Equity Line of Credit (HELOC)?
If you have accumulated equity on your home, you might be able to convert it to cash. One way to accomplish that is with a home equity line of credit,
How to Ask for a Raise
Asking for more money can be stressful and awkward. But asking for a raise when you know you deserve one doesn't need to be. Failure to ask for a
How to Talk Money with your Fiancé
In matters of the heart, many singles are focused on finding the “right person.” Typically, the most appealing and compatible traits of their ideal,
How to Create a Financial Plan
Financial planning is mapping out income, expenses, healthcare, taxes, etc., to help make informed investment and financial decisions. The main
What is Your Personal Savings Rate?
Saving money is one of those necessary burdens of life. We all know we should probably be saving more, but there are bills due and unexpected expenses
How to Pay Lower Real Estate Commissions
Selling your home can be expensive, with fees adding up quickly. But one of the most significant costs, real estate agent commission, isn’t set in
How Does Mortgage Forbearance Work?
No one buys a home with an expectation to ever foreclose on it. But the reality is, when you buy a home you’re typically locking yourself into either
The Power of Compound Interest
Most people are familiar with the concept of a snowball rolling down the hill and getting bigger and bigger as it hoovers up snow. That same concept
Top 5 Retirement Friendly States
Research conducted for Bankrate.com found that three out of 5 Americans want to spend their golden years in another city or state. A majority of the
Understanding Bank Certificate of Deposits (CDs)
Certificates of Deposit or CD is a type of savings account found at commercial banks and credit unions. You lend money to the bank, in return
What to Know Before Refinancing Your Mortgage
A mortgage refinance replaces your current home loan with a new one. The most common reason to refinance is to reduce the interest rate on the
What is a Cash-Out Refinance?
For many Americans, their home is the biggest asset on their personal balance sheet. However, real estate is highly illiquid, meaning it's not quick
5 Online Side Hustles
The digital world changed everything, and there are numerous ways you can start a side hustle online. If you want to redo your kitchen, vacation to