Why: Personal Capital is not just a budgeting app, its an all-in-one financial portal. You can make a budget, track your expenses and monitor your investments all in one place.

When you are ready to take your investing to the next level, Personal Capital provides free access to an advisor to help build a plan. If you would rather have a professional managing your investments, they offer a low-cost advisory service that will do the heavy lifting for you.

Why: In today’s digital world, your personal information is floating around all over the internet. Its not a matter of if your information will be stolen, but when. Just as insurance is designed to protect you from a major loss, LifeLock Identity Theft Protection stops thieves from using your personal data to cause financial problems.

LifeLock has been around for a long time, and with their new-formed partnership with Norton, they provide end-to-end coverage for all your personal details. With 24/7 monitoring, they can alert you the moment something seems out of place.

Why: Banking today looks a lot different from your grandparent’s (or even parent’s) day. With so many online tools, its rare you need to step into a branch anymore. This digital transformation has created the rise of the online bank, with quicker access, higher interest rates and lower fees.

CIT Bank is a top online bank that specializes in checking, savings, CDs, business accounts, and mortgages. With industry leading interest rates and a stellar customer service team to back it up, its our top pick for those looking to escape the high-fees mega banks of yesterday.

Why: In the current low interest rate environment, its hard for savers to find a good place to park their cash and earn a decent return. CIT Bank is a leader in online bank accounts, offering some of the highest interest rates available in today’s current climate.

In addition to higher-than-average interest rates, they provide excellent customer service, an easy-to-use dashboard, along with FDIC insurance up to $250,000 per depositor. Anyone looking for a good place to keep their cash should take a look at CIT Bank.