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6 Steps to Financial Freedom

Personal Finance: Budgeting, Saving, Debt and More

Personal Finance: Budgeting, Saving Debt and More

"If you fail to plan, you are planning to fail."

-Benjamin Franklin

Personal Finance

A ship without a rudder is at the mercy of the ocean, drifting wherever the wind and tide takes it. The same is true for people that don't have a plan for their finances. They make money and spend money with no clear path or objectives they are trying to achieve. This leaves them making financial decisions based on wants and impulses, rather than what gets them closer to their goals.

You probably didn't learn much about personal finance in school, but if you were lucky, you had parents that knew a thing or two you could learn from. If you're like most people, however, you were likely ill-prepared for the realities of personal finance when you finished school and started earning a paycheck.

The truth is its not that hard, it just takes knowledge and discipline. Whether you are drowning in debt, haven't started saving for retirement, or just want to get on the right path, you can still achieve financial success.

To get started, read some of the articles below or check out 6 Steps to Financial Freedom.

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How to Reduce Household Expenses

There are certain fixed costs associated with living in your home. And while some items like your rent or mortgage are relatively stagnant, other

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If you’ve already reduced discretionary expenses like shopping and eating out, you may now be looking for ways to reduce your necessary monthly costs.

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What Triggers an IRS Audit?

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What Factors Impact My Credit Score?

Your credit score is one of the most critical scores you’ll have in your adult life and so you must understand what factors impact your credit score.

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Between Instagram, Facebook, Snapchat, TikTok and Twitter, social media is everywhere. Whether you’re posting your favorite dog picture, or connecting

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You’ve finally met the right person. You look forward to sharing a future, a home, and a life together. But what about sharing your money? Whether or

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When to Take Social Security

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When to Take Social Security Benefits

One of the most commonly debated questions surrounding retirement planning is when to take social security benefits. Unfortunately, given the nature

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What is FIRE? (Financial Independence, Retire Early)

Financial Independence, Retire Early, otherwise known as FIRE, is a financial movement gaining steam across the country and around the globe. The

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Proper Cents is part of the Waaz Media family, and focuses on educating individuals and families about all things related to personal finance.

The mission of Proper Cents is to give a little boost to those looking for a brighter financial future.

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