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6 Steps to Financial Freedom

Investing: 401Ks, IRAs, Retirement and More

Investing 401k IRA Retirement

Investing

They key to a successful financial future is investing, and investing often. The sooner you begin, the more time you give your money to work for you. The days when you could rely on a pension are gone for most people, but the options to build your own wealth have never been greater.

Investing is a long-term wealth-building strategy with many ups and downs. The trend over long periods is up, so its important to stay invested through the turbulence and not run for the hills when markets are down. That is why its vital to have a solid financial foundation and not invest money you might need need in the short-term.

If you do not have a financial plan and/or carry a lot of debt, check out 6 Steps to Financial Freedom.

Saving for Retirement

Everyone knows they should be saving for retirement, but life often seems to get in the way. By taking advantage of your company's 401K or self-directed IRAs, you can ensure you don't have to move into your children's home when you get to your golden years.

Investing for your future is not hard, but it takes discipline. The simplest way is to live below your means and automate your retirement savings.

Latest Articles About Investing and Retirement

How Much Money Do I Need to Retire

September 18, 2020

How Much Money Do I Need to Retire?

In retirement, people permanently leave their careers and most or all of their earned income behind. Social Security can fill part of the income gap,

Category iconInvesting

Dollar-Cost Averaging

September 16, 2020

What is Dollar-Cost Averaging?

The thought of investing can be daunting. If you’re just beginning, it can be difficult to know where to start. Dollar-cost averaging can help you

Category iconInvesting

What is an Exchange Traded Fund (ETF)

September 15, 2020

What is an Exchange Traded Fund (ETF)?

ETFs were invented in the 1990s as an easy way to trade and invest. The formal name, Exchange Traded Fund, explains exactly what they are. An ETF is a

Category iconInvesting

Roth IRA Conversion

September 2, 2020

Roth IRA Conversion – The Nuts and Bolts

When squirreling away money for retirement in an IRA account, investors have two choices, a traditional IRA or a Roth IRA. With a Roth IRA, all the

Category iconInvesting

Build a Winning Retirement Savings Strategy

August 17, 2020

Build a Winning Retirement Savings Strategy

You have heard retirees talk about their company pension. Each month there are usually two checks that come into their accounts: Social Security and

Category iconInvesting

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Proper Cents is part of the Waaz Media family, and focuses on educating individuals and families about all things related to personal finance.

The mission of Proper Cents is to give a little boost to those looking for a brighter financial future.

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