A certificate of deposit, or CD, is a type of savings account found at commercial banks and credit unions. You lend money to the bank, in return you
How Much Money Do I Need to Retire?
In retirement, people permanently leave their careers and most or all of their earned income behind. Social Security can fill part of the income gap,
What is Passive Income? Creating Extra Sources of Money
“Workin' 9 to 5, what a way to make a livin'” are both the lyrics to a famous Dolly Parton song and, unfortunately, the reality for many people who
Pay Off the Mortgage vs. Invest the Cash
Owning a home is an expensive proposition. In fact housing, transportation and food account for more than 60% of the average U.S. household’s
Roth IRA Conversion – The Nuts and Bolts
When squirreling away money for retirement in an IRA account, investors have two choices, a traditional IRA or a Roth IRA. With a Roth IRA, all the