A health savings account, or HSA, is a tax-advantaged savings and investing account that was created in 2003 to help Americans pay for their out of
What to Know Before Refinancing Your Mortgage
Refinancing your mortgage replaces your current home loan with a new one. The most common reason to refinance is to reduce the interest rate on the
What is a Cash-Out Refinance?
For many Americans, their home is the biggest asset on their personal balance sheet. However, real estate is highly illiquid, meaning it's not quick
5 Online Side Hustles to Make Money Now
The digital world changed everything, and there are numerous ways you can start a side hustle online. If you want to redo your kitchen, vacation to
Should I Buy or Lease a New Car?
Looking for a new car? There are a lot of decisions that need to be made before making the right purchase. If you’re not paying cash, a buyer is faced
How to Raise Your Credit Score
What can you do if your credit score is low? Alternatively, how can someone who has limited credit, or who has gone through tough times, fix it?
What is Dollar-Cost Averaging?
The thought of investing can be daunting. If you’re just beginning, it can be difficult to know where to start. Dollar-cost averaging can help you
What is an Exchange Traded Fund (ETF)?
ETFs were invented in the 1990s as an easy way to trade and invest. The formal name, Exchange Traded Fund, explains exactly what they are. An ETF is a
Is Disability Insurance Worth It?
Economic conditions are not the only thing that can threaten the financial well-being of a worker. A serious illness, injury, or psychiatric issue can