You've worked hard for months, and finally, you're getting a well-deserved raise. First, you're going to treat your spouse to a nice dinner, then
Personal Finance: Budgeting, Saving, Debt and More
"If you fail to plan, you are planning to fail."
A ship without a rudder is at the mercy of the ocean, drifting wherever the wind and tide takes it. The same is true for people that don't have a plan for their finances. They make money and spend money with no clear path or objectives they are trying to achieve. This leaves them making financial decisions based on wants and impulses, rather than what gets them closer to their goals.
You probably didn't learn much about personal finance in school, but if you were lucky, you had parents that knew a thing or two you could learn from. If you're like most people, however, you were likely ill-prepared for the realities of personal finance when you finished school and started earning a paycheck.
The truth is its not that hard, it just takes knowledge and discipline. Whether you are drowning in debt, haven't started saving for retirement, or just want to get on the right path, you can still achieve financial success.
To get started, read some of the articles below or check out 6 Steps to Financial Freedom.
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