There are certain fixed costs associated with living in your home. And while some items like your rent or mortgage are relatively stagnant, other
Personal Finance: Budgeting, Saving, Debt and More
"If you fail to plan, you are planning to fail."
-Benjamin Franklin
Personal Finance
A ship without a rudder is at the mercy of the ocean, drifting wherever the wind and tide takes it. The same is true for people that don't have a plan for their finances. They make money and spend money with no clear path or objectives they are trying to achieve. This leaves them making financial decisions based on wants and impulses, rather than what gets them closer to their goals.
You probably didn't learn much about personal finance in school, but if you were lucky, you had parents that knew a thing or two you could learn from. If you're like most people, however, you were likely ill-prepared for the realities of personal finance when you finished school and started earning a paycheck.
The truth is its not that hard, it just takes knowledge and discipline. Whether you are drowning in debt, haven't started saving for retirement, or just want to get on the right path, you can still achieve financial success.
To get started, read some of the articles below or check out 6 Steps to Financial Freedom.
Latest Articles About Personal Finance
Save Money by Lowering Your Energy Bill
If you’ve already reduced discretionary expenses like shopping and eating out, you may now be looking for ways to reduce your necessary monthly costs.
What Triggers an IRS Audit?
Getting audited by the IRS is a scary idea. It conjures up images of people in suits showing up on the doorstep to demand answers, and it might stress
What Factors Impact My Credit Score?
Your credit score is one of the most critical scores you’ll have in your adult life and so you must understand what factors impact your credit score.
How to Earn Money on Social Media
Between Instagram, Facebook, Snapchat, TikTok and Twitter, social media is everywhere. Whether you’re posting your favorite dog picture, or connecting
Should You Combine Finances With Your Partner?
You’ve finally met the right person. You look forward to sharing a future, a home, and a life together. But what about sharing your money? Whether or
When to Take Social Security Benefits
One of the most commonly debated questions surrounding retirement planning is when to take social security benefits. Unfortunately, given the nature
What is FIRE? (Financial Independence, Retire Early)
Financial Independence, Retire Early, otherwise known as FIRE, is a financial movement gaining steam across the country and around the globe. The
7 Ways to Avoid Lifestyle Creep
You've worked hard for months, and finally, you're getting a well-deserved raise. First, you're going to treat your spouse to a nice dinner, then