If you’ve already reduced extraneous expenses like shopping and eating out, you may be looking for ways to reduce your necessary monthly costs.
How to Fund a Small Business
Small businesses start with a dream. But when that dream turns into a workable plan, and you get your business off the ground, the sheer cost of
Does my Small Business Need a Credit Card?
Sometimes running a small business can feel like you’re paying ongoing expenses, one after another. Whether it’s paper for the printer or a new
What Triggers an IRS Audit?
Getting audited by the IRS is a scary idea. It conjures up images of people in suits showing up on the doorstep to demand answers, and it might stress
Credit Card Pitfalls To Avoid
Credit cards can be amazing financial tools when used correctly. But half the battle is choosing the proper card from the start. Some credit cards
How to Qualify for Student Loan Forgiveness
If you’re one of approximately 43 million Americans with student loan debt, paying it off is probably one of your biggest financial stressors. Luckily
Does it Make Sense to Balance Transfer Credit Card Debt?
If you have significant credit card debt, you may be asking yourself if it makes sense to balance transfer your credit card debt. A balance transfer
What to do if Your Credit Card Gets Hacked
Online shopping has become such a part of our culture that many people now know their credit card numbers by heart. Because we're so comfortable
How to Close your Checking Account (and Fire your Bank).
Your bank is more than just a place that holds your money. It's a company you trust to watch over your finances, alert you in case of fraud, and
What’s a Good Rate for a Car Loan?
Next to houses, cars can be one of the most expensive purchases you’ll make in your lifetime. So it pays to shop around and make sure you lock in the
What Factors Impact my Credit Score?
Your credit score is one of the most critical scores you’ll have in your adult life and so you must understand what factors impact your credit score.
How to Get Rid of Private Mortgage Insurance (PMI)
For home buyers putting less than 20% down, Private Mortgage Insurance (PMI) is the cost of doing business. PMI protects lenders if you fail to make
How Much to Max Out Retirement Savings?
Standard advice says you should be saving 10-15% of your income towards retirement. But with so many retirement investment options available,
How to Understand your Company’s Health Insurance Plan
A quality health insurance plan is a major perk for employees. However, many employees don’t understand how their medical benefits work. Health
How to Maximize your Employer’s 401k Match
A 401(k) plan is a retirement investment option offered by many for-profit employers. The tax benefits, high contribution limits, and investment
Complete Guide to Budgeting
For many people, budget might as well be a four-letter word. Budgeting reeks of pain and sacrifice. But if done properly, living on a budget doesn’t
Complete Guide to Getting Started Investing
Starting to invest money in the stock market can be an intimidating endeavor. With so many companies vying for your investment, it can be confusing to
Complete Guide to Checking Accounts
Checking accounts offer a flexible vehicle to hold and distribute funds regularly. These versatile, often free transaction accounts can help you