A 401(k) plan is a retirement investment option offered by many employers. The tax benefits, high contribution limits, and investment flexibility make
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Complete Guide to Savings Accounts
What is a Savings Account? A savings account is a safe place to park your money and earn interest. In simple terms, it is a bank-offered product
Complete Guide to Student Loans
Student loans can be complex. For many people looking to attend college, they are forced to make a major financial decision without fully realizing or
Complete Guide to Budgeting
For many people, budget might as well be a four-letter word. Budgeting reeks of pain and sacrifice. But if done properly, living on a budget doesn’t
Complete Guide to Checking Accounts
Checking accounts offer a flexible vehicle to hold and distribute funds regularly. These versatile, often free transaction accounts can help you
Complete Guide to Credit Cards
Despite how common credit cards are, they can certainly be intimidating! Having a credit card is like having a tool in your shed - they can be
Complete Guide to Mortgage Refinancing
People go to crazy extremes to save money. There are the coupon clippers, penny hoarders, and the guy who would rather freeze to his armchair
How Much Does it Cost to Refinance a Mortgage?
When you think about refinancing a mortgage, you probably see green. Saving money on interest is one of the most common reasons why homeowners want to
Podcast: The Broke Stay Broke by Living Like They’re Not
Transcript Keith (00:01): Welcome back to The Proper Cents Podcast, where money doesn't talk. It works. I'm Keith and we are here today with