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Save Money

Saving is the foundation of long-term wealth building, and all the income in the world won't protect someone who can't learn to save any of it.

Discover savings tips, guides and how-to's from the experts on socking money away.

401k Fees

November 30, 2020

Mutual Fund Expenses Could Be Dragging Down Your 401k

Contributing to a 401K is a smart financial move and often the only retirement account options available for most employees. But if your 401K is

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Automated Savings

October 28, 2020

Automate Your Savings and Watch Your Wealth Grow

Saving money can be challenging. If the money is in your account, it’s hard not to go out to eat, buy a new pair of sneakers, or go away for a long

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October 26, 2020

7 Ways to Avoid Lifestyle Creep

You've worked hard for months, and finally, you're getting a well-deserved raise. First, you're going to treat your spouse to a nice dinner, then

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Pay Off Your Debt

October 16, 2020

How to Start Paying Off Your Debt Immediately

No one enjoys being in debt. Making monthly payments to lenders is painful, especially when you're still years from paying off your loans. But a

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October 7, 2020

How to Create a Financial Plan

Financial planning is mapping out income, expenses, healthcare, taxes, etc., to help make informed investment and financial decisions. The main

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October 6, 2020

What is Your Personal Savings Rate?

Saving money is one of those necessary burdens of life. We all know we should probably be saving more, but there are bills due and unexpected expenses

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October 2, 2020

The Power of Compound Interest

Most people are familiar with the concept of a snowball rolling down the hill and getting bigger and bigger as it hoovers up snow. That same concept

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Certificate of Deposit

September 30, 2020

Understanding Bank Certificate of Deposits (CDs)

Certificates of Deposit or CD is a type of savings account found at commercial banks and credit unions.  You lend money to the bank, in return

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Dollar Cost Average

September 16, 2020

What is Dollar Cost Averaging?

The thought of investing can be daunting. If you’re just beginning, it can be difficult to know where to start. Dollar cost averaging can help you

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Pay Off Mortgage

September 10, 2020

Pay Off the Mortgage vs. Invest the Cash

Owning a home is an expensive proposition. In fact housing, transportation and food account for more than 60% of the average U.S. household’s

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Health Savings Account

August 26, 2020

A Guide to Health Savings Accounts (HSAs)

A health savings account, or HSA, is a tax-advantaged savings and investment account that was created in 2003 to help Americans with high-deductible

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Emergency Fund

August 21, 2020

Emergency Savings: How Much is Enough?

How can you protect yourself from future cash crunches? Simple, by building some emergency savings. Savings can come in a variety of formats,

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August 18, 2020

Tired of Being Broke? Try Budgeting

People live paycheck to paycheck at a high rate in America, and there’s a good reason for this: inadequate financial management. While the high cost

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Proper Cents is part of the Waaz Media family, and focuses on educating individuals and families about all things related to personal finance.

The mission of Proper Cents is to give a little boost to those looking for a brighter financial future.

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